“When I was young, my father told me that I should work hard, always do my best, and save my money so I could pay my own way. I took his advice and was able to buy my own home. That was the American dream. My wife and I have lived here for over forty years. But a couple of years ago the doctor told me I shouldn't climb ladders or lift heavy things anymore. I started to think I wouldn't be able to take care of the place and might have to think about about moving. Then one of my neighbors told me about Umbrella ... I don’t worry any more about having to move because I can’t take care of my home. Umbrella has given me peace of mind. It’s like homeowners insurance."